Consolidating private loans into federal loans
Most borrowers will need a cosigner for this loan to meet credit, employment, and debt-to-income requirements.
Read the fine print – your consolidated loan may not have the same terms as your original loans. This information may include links or references to third-party resources or content.
With student loan consolidation, you may be able to refinance at a lower interest rate, decrease your monthly payment, or both!
When you apply, most banks and lenders will look at your credit score, annual income, savings, and college degree type (or certificate of enrollment if still in school).
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